Take 10 Minutes to Get Started With ROOFING CONTRACTOR

July 11, 2024

There is no such thing as being over protective with regards to your home as well as your finances. There are many roofing contractors out there that are willing to bend the guidelines to simplify things for themselves, leading to problems for you and your roof. Even honest contractors make mistakes every occasionally. That’s why it’s important to know these 4 simple methods to protect yourself whenever choosing a roofing contractor.

Workers Compensation
Problem: You hire a roofing contractor to repair a leak on your own roof. One of their workers decides never to use proper safety procedures and falls, breaking his leg. The employee holds you responsible to pay his medical expenses, because he was hurt on your own property.

Solution: Roofers Compensation is really a type of insurance covering roofing injuries. In case a roofing contractor has workers compensation, any injured employees are entitled to recover expenses for hospital bills and being out of work. Be sure that your roofing contractor has workers compensation so you are saved the trouble and expenses of paying those bills yourself.

Liability Insurance
Problem: Your roofing contractor leaves your roof uncovered after removing your shingles. That night there’s an unexpected storm. Water seeps into your home and damages your sheet rock, carpet plus some nice furniture. Your roofing contractor has liability insurance, but there are exclusions preventing coverage of the interior of your building. You end up paying to fix the damages yourself.

Solution: If damage occurs to your home or building this is the fault of a roofing contractor, you intend to be sure they will have good liability insurance. This can cover anything from broken windows to damaged interiors as mentioned in the problem above. Some contractors have liability insurance, but their insurance provider offers so many exclusions that it’s almost like there is no coverage at all. Look for coverage that doesn’t exclude water damage caused by leaving a roof open.

Business License
Problem: You hire a fresh roofing company to focus on your roof. A couple of months later you notice a leak. You make an effort to contact the business, but can’t find their information. You try to look them up by their business license and you find that there is never a business license issued for that company. You are forced to cover the repairs yourself.

Solution: Check in advance that your roofing contractor includes a business license. If they don’t have a license, it may be a sign that they have no idea what they are doing. The business could easily disappear or walk out business.

In commercial of Utah, your roofing company must have a shingle license and a general roofing license to set up a pitched roof. A set roof installation only requires a general roofing license.

A general contractor is legally able to install a roof with out a roofing license if they have an over-all contractor license. However, there were lots of cases of contractors branching out and installing roofs themselves if they lack the proper training. This causes problems for building owners along with home owners. It is perfect for a general contractor to have a roofing license in addition to their general contractors license.

In Utah, the number for a general roofing licence is S280. The general contractors license is B100.

If your roofing contractor is in the middle of working on your roof and you also find that they will have given fraudulent business license information, (in Utah) you have the option to terminate their service right away. You are not required to pay anything to the contractor because they were operating illegally. After that you can find a qualified contractor to repair your roof and finish the work.

Lien Waiver
Problem: Your roof has been completed and you also pay the contractor. However, a couple weeks later, the contractor’s supplier contacts you requesting a payment for the materials installed on your own roof. You discover your contractor didn’t pay his supplier and that you will be now in charge of that payment. It has happened and can eventually you.

Solution: Make sure to request a lien waiver when the job is completed and before you pay. A lien waiver simply states that if the contractor fails to make his payments to a supplier or employees, you aren’t responsible to cover them. It really is ultimately in place to protect the home or building owner from paying twice. In the event that you have the lien waiver before you pay, it really is conditional upon your payment. However, once your payment has cleared, the lien waver becomes unconditional without any additional paperwork.

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